Skip to content
LinkQRPro
Utility

SIP Calculator

Calculate the future value of your monthly SIP investments. See invested amount, estimated returns and total value for any rate and duration. Free and private.

100% In-Browser Privacy
No Watermark & No Limits
Zero Server Uploads
Instant High-Res Export

About the SIP Calculator

A SIP (Systematic Investment Plan) lets you invest a fixed amount every month into mutual funds. This calculator estimates how much your SIP could grow to, based on your monthly amount, expected return rate and time period.

It shows your total invested amount, the estimated returns and the final value using the standard SIP compounding formula. Calculations run entirely in your browser.

Worked example: investing ₹5,000 a month for 10 years at an expected 12% a year gives ₹6,00,000 invested and about ₹5,61,695 in estimated returns, for a total of roughly ₹11,61,695. Contributions are assumed at the start of each month (an annuity due).

Frequently Asked Questions

How are SIP returns calculated?

The tool uses the standard future-value formula for a monthly investment, compounding each month at your chosen annual rate.

Are the returns guaranteed?

No. Mutual-fund returns are market-linked and vary. This is an estimate for planning, not a promise of returns.

Does it assume I invest at the start or end of the month?

At the start of each month (an annuity due), so every instalment compounds for the full month. Investing at the end would give a slightly lower figure.

Need assistance with this tool or spotted an issue? Reach out to our support team.

Related guides