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Fixed Deposit (FD) Calculator

Calculate fixed deposit maturity amount and interest for any principal, rate and tenure. Supports monthly, quarterly, half-yearly and yearly compounding.

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About the FD Calculator

A Fixed Deposit (FD) pays a guaranteed interest rate over a fixed tenure. This calculator shows the maturity amount and total interest for your deposit, using compound interest.

Choose how often interest compounds — most banks compound quarterly — to match your bank’s terms. Everything is computed in your browser.

Worked example: ₹1,00,000 at 7% a year for 5 years with quarterly compounding matures to about ₹1,41,478, of which roughly ₹41,478 is interest. The interest shown is before any TDS or tax.

Frequently Asked Questions

What compounding should I choose?

Most Indian banks compound FD interest quarterly. Pick the frequency your bank states for the most accurate estimate.

Is the interest shown before or after tax?

Before tax. Interest earned on FDs is taxable and banks may deduct TDS, so your in-hand amount can be a little lower.

Need assistance with this tool or spotted an issue? Reach out to our support team.

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